Description: This paper discusses the determination of term insurance reserves in the United States for individual life insurance policies. A valuation method that appears to produce better results than the net level premium reserve or the CRVM is the changing premium valuation method CPVM. From Transactions of Society of Actuaries 1978, Vol. 30.

Description: Presented at April 1985 Spring Meeting. This session discussed Variable Universal Life Insurance's: History, Product designs and compensation, Regulatory considerations, Marketing considerations, Data processing considerations, Valuation and accounting considerations.

Description: This paper deals primarily with the actuarial aspects of a life insurance product providing complete flexibility in the pattern of premium payments- and benefits. This paper presented a framework around which a policy of the life-cycle family can be built. Discussion includes description of how the product might work, given the legal and operational constraints at the time. Also discussion of how compliance with the Standard Valuation Law and Standard Non forfeiture laws would be achieved. Followed by submitted discussions of the paper by various people

Description: This session from the 1984 SOA New York City Meeting discusses the organizational and practical implications of segregating the General Account including how to allocate existing assets by product line, organizational changes required, regulatory implications and accounting and systems consideratons. Record of the Society of Actuaries Vol. 10, No. 3

Description: Presented at October 1985 Annual Meeting. This session discussion talks about what will separate the winners from the losers in our business in the future and briefly about what might affect product development actuaries.

Description: Description of a method of calculating life insurance reserves when more than one life is involved. Followed by a discussion paper submitted

Description: This paper begins with an investigation of the conceptual profit model known as Anderson's formula, then it compares Anderson's formula with two alternative profit formulas and discusses some applications and limitations of each method. A discussion of the paper follows. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: Existing actuarial literature does not provide a consolidated comparison of the available alternatives for accounting for universal life. This paper will analyze the similarities and differences between the existing prescribed method and the proposed alternatives. From Transactions of Society of Actuaries 1987, Vol. 39.

Description: Article from The Actuary, May 1985 – Volume No. 19, Issue No. 5 that talks about the Individual Life Insurance and Annuity Product Development section.

Description: This 1980 session was about the various distribution systems, trends in market share, relative costs, differences, major advantages and disadvantages of each, and the way in which these systems will be affected by change.